Fast Capital for

Real Estate Investors

in Maryland, Virginia &

West Virginia

$10M+
Total Funded
50+
Deals Closed
7 Days
Average Closing Time
3 States
MD · VA · WV
DSCR Loans Hard Money Loans
See Loan Programs

Close Deals Faster with Flexible Hard Money Lending

Zenith Private Lending delivers fast, reliable financing solutions designed for real estate investors who need speed and flexibility. Specializing in hard money lending, we focus on asset-based approvals rather than traditional income hurdles, allowing you to secure funding quickly and confidently. Whether you're acquiring, renovating, or repositioning a property, our streamlined process ensures you never miss an opportunity in a competitive market. We move as fast as you do—so you can close deals and scale your portfolio without delays.

Your Next Deal Starts Here

Every investor’s path is different. Whether you’re flipping, holding, or scaling, Zenith Private Lending is your partner from approval to closing. Find the program that fits your strategy.

Fix and Flip

24 Hr Loan Approval

  • No appraisal on most deals
  • 680+ Credit Score w/ $40k liquidity
  • Fund up to 100% of purchase and 100% of rehab (max 70% of ARV)
  • Renovation Draws disbursed within 24 Hrs
  • Close in a Limited Liability Company (LLC) w/ Personal Guaranty
Apply Now for Funding

Fix and Hold as Rental

24 Hr Loan Approval

  • No appraisal on most deals
  • 700+ Credit Score w/ $40k liquidity
  • Fund up to 100% of purchase and 100% of rehab (max 70% of ARV)
  • Renovation Draws disbursed within 24 Hrs
  • Close in a Limited Liability Company (LLC) w/ Personal Guaranty
Apply Now for Funding

30 Year Rental Loan

No Income Documentation Required

  • Close in an LLC or Personal Name
  • 680+ Credit Score
  • 1-9 Unit Residential Properties
  • 80% LTV Cash-Out Refinance
  • 85% LTV Purchase & No Cash-Out Refinance
  • Cash Flow Based Approval
Apply Now for Funding

How It Works

A Simple Process From First Call to Funding

We keep things straightforward so you can focus on your next deal.

  1. Tell Us About Your Deal

    Share the property details, your plan, and your timeline through our short form.

  2. Eligibility Review

    We review the property, location, and scope to see if it fits one of our programs.

  3. Receive Your Terms

    If it’s a fit, we’ll send clear terms so you know what to expect before moving forward.

  4. Close & Fund

    We coordinate with title and closing to get your deal funded.

What You’ll Need

Requirements vary by deal.

  • Property address or purchase contract
  • ID and entity documents, if applicable
  • Proof of funds for down payment and closing costs
  • Scope of work and rehab budget Hard money
  • Current lease or rent estimate DSCR
  • Property insurance details DSCR

Our Coverage Area

Hard Money in Maryland, Virginia & West Virginia

DSCR loans available in most states.

Outside our core markets, hard money is considered case by case.

Map of the United States highlighting Maryland, Virginia and West Virginia Zenith Private Lending's core hard money markets are Maryland, Virginia and West Virginia, shown in gold. DSCR loans are available in most states.
  • Hard money: MD · VA · WV
  • DSCR loans: most states

Have a deal? Let's fund it.

Fix & flip, fix & hold and 30-year rental loans for investors in Maryland, Virginia and West Virginia.

Have these ready

  • Property address
  • Purchase price and rehab budget
  • LLC name (for short-term loans)
Don't have everything yet? That's fine. Apply now and we'll sort out the rest on a call.
DSCR Loans Hard Money Loans
[email protected]

24-hour loan approval on fix & flip and fix & hold

Apply for funding

Site: Zenithprivatelending.com